With deductibles and limits and liabilities, it can be difficult navigating the waters of auto insurance. If you don’t know your PIP (personal injury protection) from your PDL (property damage liability), here are some of the basic things to consider…
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Common Auto Insurance Myths
All too often, motorists assume that their car insurance coverage will cover the full cost of an accident. Unfortunately, this is not always the case. Understanding what isn’t covered in your auto insurance policy may be just as important as…
A Closer Look at Homeowner’s Insurance Deductibles
Before securing homeowners insurance, you need to have a good understanding of how the deductible you choose will affect your premium and your out-of-pocket expenses. Insurance companies typically use one of two different deductible calculations. Insurance Deductibles as Percentages: This…
Are Homeowners Insurance Extras Right for You?
Basic homeowners insurance provides enough coverage for many families. For families who require extra coverage, there are options for extras that can provide more comprehensive coverage. When buying a homeowner’s insurance policy, you will be faced with a number of…
Ways to Prevent Homeowners Insurance Claims
While many insurance claims cannot be avoided, there are some things you can do to make your home less susceptible to the damage caused by fire, theft or other perils. Some of these options, like installing burglar alarms, can be…
Homeowners Insurance Policies and Roommates
Many people who rent an apartment or a home have roommates to reduce the cost of living. Having a roommate may be one way to split the bills, but many people often forget one important bill that can’t be split:…
FLInsurance.com Urges Homeowners to Add Identity Theft Protection to Their Policies
Identity theft can destroy a person’s life. Adding identity theft protection as an endorsement to an existing homeowners policy can offer consumers security and peace of mind. Each year millions of Americans learn the hard way how easy it is…
What to Do With Your Homeowners Insurance Policy After a Divorce
Homeowners insurance policies should be reviewed as your life situation changes. After going through a divorce, it’s important for you to amend your homeowners insurance documents. After you and your spouse got married, it’s safe to assume that you moved…
Getting the Right Auto Insurance Quote
When applying for auto insurance, consumers want to get the best deal possible. In order to get the best deal, motorists need to provide accurate information on their applications. By providing agents with accurate information, motorists can be sure that…
Protecting Your Home from Burglaries
If you’re heading off for summer vacation this month, you should make sure your home and its contents are protected. With residents away from their homes, burglars may be more inclined to target them. One of the most frightening things…
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