Month: September 2012

Exploring the Options of Long-Term Care

Close to 70 percent of people over age 65 need some long-term care; therefore, looking ahead and preparing for the possibility of needing long-term care is prudent, as there is a high likelihood that you or a loved one will

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Employers Should Always Prepare for PERM Audits

The Department of Labor (DOL) has been auditing the process for submitting Labor Certifications, called Program Electronic Review Management (PERM). Of a reported more than 20,000 PERM petitions filed since October of last year, approximately 29 percent were chosen at

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Patient Beware: Some Hospitals Do Not Carry Medical Malpractice Insurance

Though it might be quite a surprise to some patients, there are a number of hospitals in some of the busiest cities in the U.S. that do not have standard, full policy malpractice insurance. Some hospitals are “naked” or “bare,”

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Changes to Estate Tax Law Expected By the End of this Year

eniors with estate planning needs have a limited time to take advantage of the current estate tax law options. Under the current estate tax law, certain options will disappear by December 31, 2012. The federal estate and gift tax system

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Changes to Estate Tax Law Expected By the End of this Year

eniors with estate planning needs have a limited time to take advantage of the current estate tax law options. Under the current estate tax law, certain options will disappear by December 31, 2012. The federal estate and gift tax system

Child Custody When It Comes to Birthdays, Holidays and School Vacation Breaks

Many families have a number of traditions and routines for birthdays, major holidays and summer vacations. After divorce, a number of those family traditions are reduced or even eliminated altogether, from traveling to seeing in-laws over winter holidays to summer

DREAMers Can Now Apply for Special Deferment Status

This past July, Less President Obama halted the deportation proceedings for a number of undocumented immigrants and granted them temporary work permits. Called the “DREAMers,” these undocumented people are slated to benefit under the DREAM Act, which would allow the

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Life Insurance Leads Set the Stage for Success, Says Benepath CEO

The insurance industry is highly competitive. Go into battle knowing the ins and outs to attain success. “Let’s face it: selling insurance of any sort can be likened to spawning salmon attempting to swim upstream. While it is doable, it

Exclusive Group Insurance Leads Can Build Your Bottom Line

If you want a good return on your investment, exclusive group insurance leads are the way to go. No matter if you are just starting out selling insurance or have been at it for a while, exclusive group insurance leads

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Octogenarians Remarry After Being Divorced for 40 Years

Just when it seemed things couldn’t get any stranger, two 85-year-olds are remarrying after being divorced for over 40 years. When the couple was first married, they were just teens. The groom was a bellhop and just starting a military

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