Blog Archives

Special Limits on Wage Garnishment

In a previous blog post, http://www.brandonlawoffice.com/2016/06/heres-how-much-of-your-wages-can-be-garnished-to-pay-your-debts, we covered the broad limitations that federal and state laws place on wage garnishment. Wage garnishment is when a creditor sues you to have part of your income diverted directly to them to pay

Posted in Bankruptcy, Legal, Legal Articles Tagged with:

Here’s how much of your wages can be garnished to pay your debts

If you do not pay your debts, your creditors may try to take a portion of your income directly from your employer. This is called wage garnishment. Fortunately, there are limits to how much of your income may be garnished

Posted in Bankruptcy, Legal, Legal Articles Tagged with: ,

Bankruptcy can be a good thing

When businesses declare bankruptcy, sometimes they come back better than ever. That’s what executives at retail giant Sports Authority are hoping they can achieve. Like many businesses focused on brick-and-mortar stores, the chain has struggled in recent years as consumers

Posted in Bankruptcy, Legal, Legal Articles Tagged with: , , , , , ,

No, you won’t be arrested for nonpayment of debts

The headlines on stories about a recent incident in Texas may have debtors worried about what could happen to them if they fall behind on their debts. A Houston man named Paul Aker was involved in a sequence of events

Posted in Bankruptcy, Legal, Legal Articles Tagged with:

Protect yourself against these common debt collection scams

There will always be someone out there who, given the chance, would not hesitate to steal your hard-earned money from you. This post will help you spot a scammer a mile away and keep what’s yours. One popular racket among

Posted in Bankruptcy, Legal, Legal Articles Tagged with: , ,

Keeping your home in Chapter 7 and Chapter 13 bankruptcy

Homeowners considering filing for bankruptcy often wonder whether doing so means they will lose their home, and whether Chapter 7 liquidation or Chapter 13 reorganization is the better option. Most homeowners can keep their homes if they wish, and the

Posted in Bankruptcy, Legal, Legal Articles Tagged with:

Despite decline, Tampa leads big cities in foreclosures

A recent report on national foreclosure statistics paints an improving, but still unfortunate, picture for Tampa, Florida, homeowners. First, the good news. The Tampa-St. Petersburg metropolitan area has seen a 23 percent decline in home foreclosures in the past year

Posted in Bankruptcy, Legal, Legal Articles

Chapter 13 can help those saddled with student loan debt

A recent story in the Pittsburgh Post-Gazette highlights an increasingly common strategy for dealing with unmanageable student loan debt: Chapter 13 bankruptcy. If you have student loans, you may already be aware that those debts cannot be discharged under Chapter

Posted in Bankruptcy, Legal, Legal Articles

When debtors agree to surrender property, they must follow through

When filing bankruptcy, “surrender” means “surrender.” That is the message from Tampa bankruptcy judge Michael G. Williamson in a recent Florida bankruptcy case, in which Lisa Metzler of Gibsonton declared bankruptcy in 2012. She was delinquent on her mortgage and

Posted in Bankruptcy, Legal, Legal Articles Tagged with: ,

Detroit Bankruptcy Represents Largest Municipal Case in U.S. History

Bankruptcy is most often used as a way for individuals and businesses to either discharge debts or reorganize them into a more manageable payment plan. But governments, particularly cities and counties, can declare bankruptcy as well for the same reason:

Posted in Bankruptcy, Legal, Legal Articles Tagged with: , , , , , ,