Business liability place holder.
All too often, motorists assume that their car insurance coverage will cover the full cost of an accident. Unfortunately, this is not always the case. Understanding what isn’t covered in your auto insurance policy may be just as important as…
Before securing homeowners insurance, you need to have a good understanding of how the deductible you choose will affect your premium and your out-of-pocket expenses. Insurance companies typically use one of two different deductible calculations. Insurance Deductibles as Percentages: This…
Basic homeowners insurance provides enough coverage for many families. For families who require extra coverage, there are options for extras that can provide more comprehensive coverage. When buying a homeowner’s insurance policy, you will be faced with a number of…
While many insurance claims cannot be avoided, there are some things you can do to make your home less susceptible to the damage caused by fire, theft or other perils. Some of these options, like installing burglar alarms, can be…
Many people who rent an apartment or a home have roommates to reduce the cost of living. Having a roommate may be one way to split the bills, but many people often forget one important bill that can’t be split:…
When people talk about getting “disability benefits,” what do they mean? Both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are administered by the Social Security Administration and are designed for people with disabilities. The similarities between the…
When a patient takes a medication the doctor prescribed and something bad happens, the question of fault often arises. “I’ve had a number of clients that were taking a medication that caused them some serious side effects and/or drug interactions.…
Traumatic brain injury can’t be seen and is often not diagnosed until it may be too late. “In my line of work I see many cases of traumatic brain injury, usually as the result of an accident: motorcycle crash, car…