There are a number of debts that cannot be discharged when you file for bankruptcy. These debts need to be discussed with an Iowa bankruptcy lawyer. While filing bankruptcy under Chapter 7 will give you a fresh start on your…
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The IRS is a Creditor Like Any Other Business Owed Money
The Internal Revenue Service (IRS) may seize a tax refund at any time. Sometimes this is done in error. Filing bankruptcy does not stop the IRS from collecting tax refunds before the process is started. What many people do not…
Unemployment Compensation is Factored into the Bankruptcy Means Test
If you are receiving unemployment, it is considered in a bankruptcy means test. For those considering filing for personal bankruptcy, and receiving unemployment, you must provide this information to your Iowa bankruptcy lawyer. This includes all pay stubs from the…
A Chapter 13 Mortgage Lien Strip May Remove Second Mortgage for Filers
A process known as lien stripping can remove a second mortgage for individuals seeking bankruptcy protection. Many people are not aware of the benefit a mortgage lien strip. If you have taken out a second mortgage on your home to…
A Chapter 13 Mortgage Lien Strip May Remove Second Mortgage for Filers
A process known as lien stripping can remove a second mortgage for individuals seeking bankruptcy protection. Many people are not aware of the benefit a mortgage lien strip. If you have taken out a second mortgage on your home to…
What Federal Income Taxes may be Discharged in Bankruptcy?
There are some circumstances in which federal taxes may be discharged in a bankruptcy proceeding. While it is possible to include taxes owed the IRS when you file for bankruptcy protection, there are very strict conditions that need to be…
What Federal Income Taxes May Be Discharged in Bankruptcy?
There are some circumstances in which federal taxes may be discharged in a bankruptcy proceeding. While it is possible to include taxes owed the IRS when you file for bankruptcy protection, there are very strict conditions that need to be…
HAMP May Actually Have Hampered Homeowners Needing Help
HAMP was designed to help homeowners facing foreclosure and bankruptcy. The program has offered too little, too late. For those that don’t know what the acronym HAMP means, it represents a program put together by President Obama, referred to as…
HAMP may actually have hampered homeowners needing help
HAMP was designed to help homeowners facing foreclosure and bankruptcy. The program has offered too little, too late. For those that don’t know what the acronym HAMP means, it represents a program put together by President Obama, referred to as…
Collections must cease on implementation of automatic stay
When you file for bankruptcy, collections must halt. This is thanks to the automatic stay that kicks in when a debtor seeks bankruptcy protection. While the bankruptcy itself is quite complex and complicated, there is no doubt about what an…
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