No matter how many times an insurance broker advises people to read their policies before they buy them, people just don’t do it. This isn’t a good idea. For those that want the best of the best in terms of…
No matter how many times an insurance broker advises people to read their policies before they buy them, people just don’t do it. This isn’t a good idea. For those that want the best of the best in terms of…
It’s a no-brainer that health reform is going to take a lot longer than what the government says. Act now to get your health insurance. Better to have something than nothing is the old saying of those who realize that…
Should you go with an HMO or not when you are searching for a health insurance plan? Perhaps managed care will work for you. For those that don’t know what an HMO is, it stands for health maintenance organization, a…
Surfing the Net and find a great site with good information? Then call the broker who owns the site for more information. I don’t know how many times I have heard this refrain from people trying to buy insurance online:…
A large number of same-sex couples will be entering retirement in the next few years, and many of them will face great challenges in planning for their financial futures. The majority of these problems will stem from their unmarried status.…
The government recently eliminated the estate tax for the entire year of 2010. Effective January 1, no federal estate tax or generation-skipping taxes (GST) will be imposed upon individuals who pass away in 2010. Both federal estate taxes and GST…
Once you have decided to establish a Living Special Needs Trust, you must also decide whether or not this trust will be revocable or irrevocable. There are benefits and drawbacks of each type of trust, and you must carefully consider…
Being the trustee of a Special Needs Trust is a job that comes with great responsibilities. Many family members consider naming a relative as trustee of their child’s Special Needs Trust. However, some families choose to go with a professional…
All parents of children with disabilities worry about the day when they will no longer be able to care for them. While many parents have figured out ways to make life more comfortable for a child with disabilities while they…
Lightning damage poses a significant threat to Florida homeowners. While most policies provide coverage for lightning damage in their standard policies, homeowners should review these policies and take measures to ensure that their risk for lightning damage is low. While…