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{"id":9878,"date":"2013-01-15T22:51:03","date_gmt":"2013-01-15T22:51:03","guid":{"rendered":"http:\/\/www.seonewswire.net\/?p=9878"},"modified":"2013-01-15T22:51:03","modified_gmt":"2013-01-15T22:51:03","slug":"those-in-financial-crisis-have-choices-to-reduce-or-eliminate-their-debt","status":"publish","type":"post","link":"http:\/\/www.seonewswire.net\/2013\/01\/those-in-financial-crisis-have-choices-to-reduce-or-eliminate-their-debt\/","title":{"rendered":"Those In Financial Crisis Have Choices To Reduce Or Eliminate Their Debt"},"content":{"rendered":"

There is more than one way to reduce or get rid of debt. Those options may not work for everyone.<\/p>\n

There are quite a few options for debtors looking to reduce or get rid of their debt load. For instance, there is debt consolidation, debt settlement and Chapter 13 bankruptcy protection. If the debtor chooses debt consolidation, they take out a loan that covers all of their debts, and then repay them with one single payment each month.<\/p>\n

Debt settlement is an arrangement where the debtor agrees with the lender to pay a portion of their debt back. The down side to this scenario is that they typically need to find the money to make a lump sum payment to creditors. This is difficult if the debtor is short on funds.\u00a0 Also, in many cases any debt forgiven can cause income tax problems for the debtor.<\/p>\n

A debtor may also choose to file a (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

There is more than one way to reduce or get rid of debt. Those options may not work for everyone. There are quite a few options for debtors looking to reduce or get rid of their debt load. For instance,…<\/span><\/p>\n

Read more ›<\/a><\/div>\n

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