While most people buy their health insurance based on the now, they really need to give some consideration to having catastrophic health insurance plans<\/a>.<\/p>\n This kind of health insurance lowers rates, because it covers major medical expenses for very reasonable prices. Many of the large health insurance companies<\/a> will offer this kind of coverage for individuals and families. Another reason the pricing is lower is that shorter termed insurance usually tend to deal with catastrophic benefits and not routine medical expenses.<\/p>\n What does catastrophic health insurance provide? Generally speaking, it offers coverage for things like in and outpatient hospital care, anesthesia, lab tests, X-rays, ER charges, the costs of surgery and doctors professional fees, for instance surgeons and other specialists etc. Now and then some catastrophic health insurance plans offer preventative benefits, but they do not pay for going to the doctor\u2019s office or drugs.<\/p>\n You might already be familiar with the high deductible (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" While most people buy their health insurance based on the now, they really need to give some consideration to having catastrophic health insurance plans. This kind of health insurance lowers rates, because it covers major medical expenses for very reasonable…<\/span><\/p>\n