This is one word no one wants to hear when they need to submit a health insurance claim.<\/p>\n
It’s a tough call, they say, to deny a health care claim. One wonders when such things like insurers retroactively cancel insurance policies after people get sick. While shocking, it is far more common than one cares to admit. In fact, an estimated 10 to 15 percent of health insurance claims are denied for reasons ranging from missing deadlines to not admitting to a pre-existing condition.<\/p>\n
The most difficult of all the denials is when an insurance company deems a treatment unnecessary or the results not proven. This leaves the insured between a rock and a hard place.<\/p>\n
The foundation of this problem is that insurance contracts legally grant those insurance companies the right to manage a patient’s care. This right includes denying coverage without even seeing the insured. It also means the insurance company usually (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" This is one word no one wants to hear when they need to submit a health insurance claim. It’s a tough call, they say, to deny a health care claim. One wonders when such things like insurers retroactively cancel insurance…<\/span><\/p>\n