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{"id":666,"date":"2009-04-14T18:05:04","date_gmt":"2009-04-14T18:05:04","guid":{"rendered":"http:\/\/www.seonewswire.net\/?p=666"},"modified":"2010-09-16T17:52:59","modified_gmt":"2010-09-16T17:52:59","slug":"benepath-heath-insurance-co-pays-dont-cover-what-you-think-they-do","status":"publish","type":"post","link":"http:\/\/www.seonewswire.net\/2009\/04\/benepath-heath-insurance-co-pays-dont-cover-what-you-think-they-do\/","title":{"rendered":"Benepath: Heath Insurance Co-Pays Don’t Cover What You Think They Do"},"content":{"rendered":"

Co-pay coverage isn’t what it’s cracked up to be. That might seem astonishing, but the bottom line with co-pay coverage is that it only pays for the visit to the doctor’s office. Diagnostics are separate and those cost extra.<\/p>\n

Knowing what a co-pay plan actually offers is better than finding out what it really includes after you use it. There seems to be a psychological component to co-pay plans, in that people feel they are paying less and are covered for everything. That is not the case.<\/p>\n

Co-pay plans pay about $20.00 for a $30.00 benefit. This is like buying an insurance policy for your car and asking for oil change coverage. It’s a small benefit and not worth covering, is what it amounts to. Look at it another way. When ordering food off an a la carte menu, the prices are rarely evident. Ordering is pure guesswork as to what will arrive (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Co-pay coverage isn’t what it’s cracked up to be. That might seem astonishing, but the bottom line with co-pay coverage is that it only pays for the visit to the doctor’s office. Diagnostics are separate and those cost extra. Knowing…<\/span><\/p>\n

Read more ›<\/a><\/div>\n

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