Yes, you can get an HSA if you are over 55. The only thing you will need to know right up front is that if you do choose to go this route, you will need to catch up payments in order to be in a beneficial position. If you\u2019re older, you might be able to swing that, as many older Americans do tend to have assets by that age. Although with the recession, this isn\u2019t as frequent as it used to be.<\/p>\n
You don\u2019t have to go with an HSA if you don\u2019t feel it\u2019s the right thing for you. You could go with Major Medical instead or even with a Co-pay plan. Your life is unique and you will want what works the best for you, so make it a point to talk to an expert health insurance broker who can assess which plan(s) will work for you.<\/p>\n