Think a homeowners policy completely protects in the event of a major natural disaster? When it comes to preparing for an emergency, it is crucial to recognize the importance of having the proper coverage for all elements of a natural disaster.<\/p>\n
According to the National Association of Insurance Commissioners, thirty-three percent of households falsely believe that homeowners insurance covers floods. Considering that the Florida Emergency Management Association (FEMA) has stated that floods are the leading natural disaster in the United States, flood insurance is an investment that is not simply a frivolous expense – it’s a necessity. The reality concerning homeowners insurance coverage is that though wind or debris damage is covered under homeowners insurance policies; flood damage itself is not. Essentially, if a hurricane occurs, tears the roof off a house, and then water pours down into the house, the policy covers the damage. If a storm surge occurs and the (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" Think a homeowners policy completely protects in the event of a major natural disaster? When it comes to preparing for an emergency, it is crucial to recognize the importance of having the proper coverage for all elements of a natural…<\/span><\/p>\n