It may be tempting to go with the most affordable rate for homeowners. Oftentimes, however, this coverage may be lacking crucial coverage that a slightly more expensive policy may cover.<\/p>\n
Many people in Florida hear homeowners and mistakenly assume it is solely an insurance that provides protection for hurricane damage. The reality of homeowners, however, is much larger in scale and in depth. Homeowners insurance is designed to cover a policyholder’s property, possessions, and other people who may be harmed on your property.<\/p>\n
Full Coverage<\/p>\n
When looking at homeowner’s insurance policies, it is important to remember that different policies also provide different coverage options. One option commonly available is “Replacement Value” versus “Actual Cash Value.” Though it is possible to save money by getting actual cash value of items, keep in mind that if a disaster occurs, the cost of items at a depreciated value will not cover the costs to replace the items (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" It may be tempting to go with the most affordable rate for homeowners. Oftentimes, however, this coverage may be lacking crucial coverage that a slightly more expensive policy may cover. Many people in Florida hear homeowners and mistakenly assume it…<\/span><\/p>\n