When 15-year-old twins, Alexander and Penelope, began developing a myriad of symptoms, it was a mystery until a series of visits to a nearby hospital\u2019s sleep clinic began to produce some answers. Their frantic parents would have been even more in a tizzy if the hospital bills hadn\u2019t been covered \u2013 thanks to their California Health Insurance<\/a> agent Matt Lockard.<\/p>\n Alexander and Penelope were identical twins except for their gender. Blonde and blue-eyed, with perfect skin and on the cusp of being adults, the twins thrived during a marvelous summer. Tennis camp, sleepovers, surfing and swimming, camping, parachuting from 15,000 feet in their Dad\u2019s twin-engine aircraft, the Smith kids played hard and slept hard, uninterrupted, for the months trailing the June solstice in the land of Ventura night. But when school began just before Labor Day, the teens began to change before their parent\u2019s eyes.<\/p>\n Alexander developed a cyst under his left (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" When 15-year-old twins, Alexander and Penelope, began developing a myriad of symptoms, it was a mystery until a series of visits to a nearby hospital\u2019s sleep clinic began to produce some answers. Their frantic parents would have been even more…<\/span><\/p>\n