Jimmy Malcolm, age 12, epitomized the word \u201cbrat.\u201d He blithely ignored the lifeguard at the county pool. But when Jimmy\u2019s mother and the repentant boy went in to thank California Health Insurance<\/a> agent Matt Lockard, he was as pleased as the Malcolm family that they\u2019d purchased a suitable group policy.<\/p>\n The lifeguard, Freddy Feldspar, was getting really annoyed. This kid epitomized the word \u201cbrat,\u201d a 12-year-old man-child in the promised land of the Oxnard Community Pool making the lifeguard screech and bark incessantly. \u201cNo running!\u201d yelled Feldspar at the careless boy who kept dashing to and fro, along the sides of the pool, skidding on the wet surface in his bare feet, jumping in and quickly out again in some frenetic rabid dance of pubescent energy, \u201cCan\u2019t you see the signs?\u201d<\/p>\n But Jimmy Malcolm wasn\u2019t paying attention to the signs or to the clearly annoyed lifeguard, a college age red-haired man who made (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" Jimmy Malcolm, age 12, epitomized the word \u201cbrat.\u201d He blithely ignored the lifeguard at the county pool. But when Jimmy\u2019s mother and the repentant boy went in to thank California Health Insurance agent Matt Lockard, he was as pleased as…<\/span><\/p>\n