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<\/a><\/p>\nWe all know that barely scratches the surface of losses incurred in a serious Miami car accident. That’s why a lot of motorists and vehicle owners choose additional insurance to cover themselves (uninsured\/ underinsured motorist coverage) and to cover other parties’ losses if they are sued. One form of additional liability insurance that may be available is called excess insurance. Excess policies provide specific coverage above an underlying limit of primary insurance. Excess policies don’t broaden the scope of the underlying coverage, but they do increase the amount of coverage available to compensate for a loss.<\/p>\n
The recent case of Cincinnati Ins. Co. v. Estate of Chee<\/em><\/a>, before the U.S. Seventh Circuit Court of Appeals, is a case\u00a0in which the applicability of one’s $5 million excess insurance (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" Minimum auto insurance levels in Florida require all drivers are $10,000 in personal injury protection, $20,000 in bodily injury liability coverage and $10,000 for property damage. We all know that barely scratches the surface of losses incurred in a serious…<\/span><\/p>\n