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“If we get some of your bills, do we have permission to pay your medical providers directly?”<\/p>\n
That’s a question that I’ve started seeing when GEICO takes recorded statements of some of my clients (and I can only assume that other insurance companies will follow behind).\u00a0 It seems innocuous.\u00a0 The client says, “yes.”\u00a0 Of course, that would be great.<\/p>\n
It’s terrible.<\/p>\n
Agreeing to this simple request can really hurt your accident claim.\u00a0 Why?<\/p>\n
Medical expenses are funny.\u00a0 For most medical providers, there are at least two numbers for medical bills.\u00a0 First, there is the “rack rate” — the full price rate that the medical providers try to charge those without insurance.\u00a0 Second, there is the “insurance rate” — the contractual rate that the medical provider and health insurance companies agree is a proper charge for a particular service.\u00a0 (And in reality, these insurance rates can be different for every different health insurance company, Medicare, Medicaid, (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" “If we get some of your bills, do we have permission to pay your medical providers directly?” That’s a question that I’ve started seeing when GEICO takes recorded statements of some of my clients (and I can only…<\/span><\/p>\n