Recently, Moody\u2019s Investors Service upgraded the stability rating of the U.S. life insurance industry. Only time will determine if its upward trend can stay steady.<\/p>\n
Moody\u2019s evaluated a number of changes before granting the improved rating. The nationwide shift towards overall economic stability has encouraged U.S, citizens to buy more insurance in recent months.<\/p>\n
Households are regaining discretionary funds, which are frequently used to contribute to long-neglected-but-long intended investments like life insurance. Now that the economy has started to show signs of revival, higher life and annuity premiums, along with increased deposits into pension plans, are again possible. In turn, these contributions ease pressure on insurance company revenues and earnings. Rising interest rates are also alleviating pressure on life insurers\u2019 profit margins. With higher rates, fixed annuities and universal life insurance face less compression. Long-term investments inch closer to reserve.<\/p>\n
Equity markets also appear to be following an upward trend, which improves the performance (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" Recently, Moody\u2019s Investors Service upgraded the stability rating of the U.S. life insurance industry. Only time will determine if its upward trend can stay steady. Moody\u2019s evaluated a number of changes before granting the improved rating. The nationwide shift towards…<\/span><\/p>\n