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{"id":12269,"date":"2014-01-10T18:17:25","date_gmt":"2014-01-10T18:17:25","guid":{"rendered":"http:\/\/www.seonewswire.net\/2014\/01\/auto-accidents-understanding-texas-auto-insurance-uninsuredunderinsured-motorist-coverage\/"},"modified":"2014-01-10T18:17:25","modified_gmt":"2014-01-10T18:17:25","slug":"auto-accidents-understanding-texas-auto-insurance-uninsuredunderinsured-motorist-coverage","status":"publish","type":"post","link":"http:\/\/www.seonewswire.net\/2014\/01\/auto-accidents-understanding-texas-auto-insurance-uninsuredunderinsured-motorist-coverage\/","title":{"rendered":"Auto Accidents: Understanding Texas Auto Insurance: UNINSURED\/UNDERINSURED MOTORIST COVERAGE"},"content":{"rendered":"

WHAT IS UM\/UIM?<\/strong> What do you do if you\u2019re in a wreck caused by a driver who doesn\u2019t have insurance or doesn\u2019t have enough insurance to cover your damages?<\/p>\n

In Texas, the best answer is uninsured\/underinsured motorist coverage (UM\/UIM), a type of coverage you can buy as part of your automobile coverage.\u00a0 If the other driver doesn\u2019t have any insurance at all, then your uninsured motorist coverage will compensate you for your personal injury<\/a> damages and\/or your property damages up to the limit of your policy.<\/p>\n

If the other driver has some insurance, but it\u2019s not enough, then the underinsured motorist coverage will compensate you for the difference up to the limit of your policy.\u00a0 For example, if you have a personal injury claim that is worth $50,000.00, but the other driver only had the minimum $30,000.00 insurance required by Texas law, then your underinsured motorist coverage would cover the additional $20,000.00.<\/p>\n

Notice that (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

WHAT IS UM\/UIM? What do you do if you\u2019re in a wreck caused by a driver who doesn\u2019t have insurance or doesn\u2019t have enough insurance to cover your damages? In Texas, the best answer is uninsured\/underinsured motorist coverage (UM\/UIM), a…<\/span><\/p>\n

Read more ›<\/a><\/div>\n
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