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{"id":12258,"date":"2014-01-07T13:18:46","date_gmt":"2014-01-07T13:18:46","guid":{"rendered":"http:\/\/www.seonewswire.net\/2014\/01\/auto-accidents-understanding-texas-auto-insurance-property-damage-insurance\/"},"modified":"2014-01-07T13:18:46","modified_gmt":"2014-01-07T13:18:46","slug":"auto-accidents-understanding-texas-auto-insurance-property-damage-insurance","status":"publish","type":"post","link":"http:\/\/www.seonewswire.net\/2014\/01\/auto-accidents-understanding-texas-auto-insurance-property-damage-insurance\/","title":{"rendered":"Auto Accidents: Understanding Texas Auto Insurance \u2014- PROPERTY DAMAGE INSURANCE"},"content":{"rendered":"

As part of your automobile policy, you will also have the option to purchase insurance that protects your vehicle if it is damaged.\u00a0 This coverage isn’t required by law, but if you have a loan on your vehicle, then most lenders will require this insurance.<\/p>\n

COLLISION.<\/strong>\u00a0 Collision insurance pays for the cost of repairing or replacing your car after an accident.<\/p>\n

COMPREHENSIVE (OTHER THAN COLLISION)<\/strong>. Comprehensive coverage will pay for the cost of repairing or replacing your car when it is damaged by something other than a collision.\u00a0 For example, comprehensive coverage applies when the car is stolen, vandalized, damaged in a fire, or sustains hail damage, among many other protections.<\/p>\n

AMOUNT OF COLLISION AND COMPREHENSIVE COVERAGES.<\/strong> Your collision or comprehensive coverages will generally pay for the cost of repair of your vehicle.\u00a0 However, if the cost of repair exceeds the actual cash value of your car — what it would cost to (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

As part of your automobile policy, you will also have the option to purchase insurance that protects your vehicle if it is damaged.\u00a0 This coverage isn’t required by law, but if you have a loan on your vehicle, then most…<\/span><\/p>\n

Read more ›<\/a><\/div>\n

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