Liability insurance is the insurance that you buy to protect you when you cause harm to someone else.\u00a0 Texas law requires that all drivers must have liability insurance.<\/p>\n
There are generally two types of liability insurance on Texas auto policies.<\/p>\n
BODILY INJURY LIABILITY<\/strong>. The first type of liability insurance is bodily injury liability.\u00a0 This coverage protects you when you cause a wreck (or it alleged that you caused a wreck) that injures a person.<\/p>\n In Texas, drivers are required to carry bodily injury liability that covers claims up to $30,000.00 for each injured person, up to a total of $60,000.00 per accident.\u00a0\u00a0 These limits and amounts will be explained later in the series.<\/p>\n PROPERTY DAMAGE LIABILITY.<\/strong>\u00a0 The second type of liability insurance is property damage liability.\u00a0 This coverage applies when you cause damage to someone else’s car or to any other objects or buildings that your car hits.<\/p>\n In Texas, drivers are required to carry property (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" Liability insurance is the insurance that you buy to protect you when you cause harm to someone else.\u00a0 Texas law requires that all drivers must have liability insurance. There are generally two types of liability insurance on Texas auto policies.…<\/span><\/p>\n