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{"id":11519,"date":"2013-07-17T14:21:53","date_gmt":"2013-07-17T14:21:53","guid":{"rendered":"http:\/\/www.seonewswire.net\/2013\/07\/long-term-care-insurance-dilemma\/"},"modified":"2013-07-17T14:21:53","modified_gmt":"2013-07-17T14:21:53","slug":"long-term-care-insurance-dilemma","status":"publish","type":"post","link":"http:\/\/www.seonewswire.net\/2013\/07\/long-term-care-insurance-dilemma\/","title":{"rendered":"Long-Term-Care Insurance Dilemma"},"content":{"rendered":"
\"The<\/a><\/p>\n

The Elder Care Firm can help you manage the cost of long-term-care.<\/p>\n<\/div>\n

Long-term-care<\/a> rates continue to increase, leaving many policyholders at a loss.<\/h3>\n

There is a growing gap in health-care coverage that is putting a number of Michiganders at a loss. Rob and Katherine Deane believed they were doing the responsible thing when they purchased insurance policies to provide care in their later years. But last year the experienced rate increases on both of their long-term-care policies, insurance plans that pay for nursing homes or in-home care.<\/p>\n

Manulife Financial Corp<\/a>.\u2019s John Hancock unit informed Mrs. Deane that the premium on her 10-year-old policy would increase 77% to $6,406 a year. Mr. Deane\u2019s insurer, Unum Group, raised his premium by 25%.<\/p>\n

(Related: Health Insurance Scams On The Rise<\/a>)<\/p>\n

After making a fuss, Hancock reduce Mrs. Deane\u2019s rate to 46%. In trade, she agreed to shrink the policy\u2019s benefit period to six years from 10.<\/p>\n

The long-term insurance industry (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The Elder Care Firm can help you manage the cost of long-term-care. Long-term-care rates continue to increase, leaving many policyholders at a loss. There is a growing gap in health-care coverage that is putting a number of Michiganders at a…<\/span><\/p>\n

Read more ›<\/a><\/div>\n

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