When you are injured on the job, one of the big issues affecting your case will be whether your employer has worker’s compensation insurance.\u00a0 There are several issues that you need to look at to see how any worker’s compensation insurance will affect your claim.<\/p>\n
1.\u00a0 Does your employer have true worker’s compensation insurance?<\/strong><\/p>\n Many employers purchase “true” worker’s compensation insurance, purchased in accordance with the Texas Workers’ Compensation Act. (Employers who purchase true worker’s compensation insurance are called “subscribers.”) However, because worker’s compensation insurance is so expensive, many employers purchase “accident” insurance that doesn’t fully comply with Texas Workers’ Compensation requirements. (Employers who purchase this accident insurance or who don’t have any insurance at all are called “non-subscribers.”)\u00a0 These two types of policies are treated differently under the law so it’s important to know what type of coverage, if any, that your employer offers.<\/p>\n It can often be difficult to find an answer (more…)<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":" When you are injured on the job, one of the big issues affecting your case will be whether your employer has worker’s compensation insurance.\u00a0 There are several issues that you need to look at to see how any worker’s compensation…<\/span><\/p>\n