by Thomas D. Begley, Jr., Esquire, CELA For purposes of Medicaid long-term care services, New Jersey has always been an income cap state. That means that an individual’s income must not exceed 300% of the Federal Benefit Rate (FBR). Beginning…
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If Affordable Care Act Lives Up To Its Name, Divorce Rate May Rise
Financial insecurity keeps many couples from seeking divorce long after they lose hope for their relationship. They simply cannot afford to go it alone. Because the cost of health care has risen steeply in recent years, their coverage often weighs…
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