According to data from 2012 and the first half of 2013, consumer bankruptcy filings are down, and experts expect the trend to continue. In 2013, the government released data showing that consumer bankruptcies were down 13 percent in 2012. For…
According to data from 2012 and the first half of 2013, consumer bankruptcy filings are down, and experts expect the trend to continue. In 2013, the government released data showing that consumer bankruptcies were down 13 percent in 2012. For…
Consumers in debt need to be aware of a scam that is taking place in this country by offshore criminals in the Far East, perhaps India. This may be some of the fallout from the disclosure of personal information at…
Consumers in debt need to be aware of a scam that is taking place in this country by offshore criminals in the Far East, perhaps India. This may be some of the fallout from the disclosure of personal information at…
On June 26, 2013, the U.S. Supreme Court issued a 5-4 ruling striking down the federal Defense of Marriage Act (DOMA). The law denied federal benefits to same-sex couples including those legally married in states that permit such unions. That…
Families throughout Florida and the United States have struggled for years to make ends meet during a deep recession and a lackluster recovery. Many homeowners currently have no equity – if they can no longer afford their homes, they face…
When a debtor files for personal bankruptcy, it only addresses pre-bankruptcy debts. Some types of post-petition filing debt may be added later. There are two routes to declare personal bankruptcy: Chapter 7 and Chapter 13. Chapter 7 is a liquidation…
When a debtor files for personal bankruptcy, it only addresses pre-bankruptcy debts. Some types of post-petition filing debt may be added later. There are two routes to declare personal bankruptcy: Chapter 7 and Chapter 13. Chapter 7 is a liquidation…
The Florida Legislature sent a bill to Gov. Rick Scott’s desk that is intended to accelerate the process of home mortgage foreclosures. The crash in the Florida housing market was one of the worst in the nation. Supporters of the…
Nearly half of all Americans do not have enough savings to ride out a single emergency. And many more may be trapped in a cycle of debt on a certain type of high-interest loan. Two reports in the Los Angeles…
It’s always good to pay your debts, if you can keep up with them. But if your debt is simply overwhelming, it may be time to file for bankruptcy. These days the main trigger for someone filing for bankruptcy is…