When an insurance company deemed chemotherapy unnecessary, a 75-year-old woman, a former civil engineer, died of colon cancer.
The wrongful death lawsuit filed in this case alleges negligent infliction of emotional distress and elder abuse by Health Net of California Inc. The company cut off insurance payments for Alicin Basley during her chemotherapy treatments for colon cancer. The lawsuit suggests that in terminating the payment, Basley died sooner than she otherwise would have had the treatments been continued.
The statement of claim indicates that Basely had stage 3 colon cancer and her tumor was surgically excised a month following her initial diagnosis. The cancer progressed to stage 4 and she started treatment in October 2013. Her health had improved significantly by spring.
In the summer of 2014, the California Department of Health Care Services transferred her insurance plan to a plan offered by Health Net. Health Net was allegedly aware that if Basley’s treatment were interrupted it would mean a serious risk to her health. Health Net terminated her coverage, suggesting treatments were not medically necessary and that her physician was not in their network.
Despite the family’s attempts to have Health Net reverse its decision, Basley did not receive proper care and died in a local hospice in October.
Basley’s family would face staggering medical bills for the care and treatment of their mother, as well as her funeral and burial expenses. One option open to them to take care of those bills quickly would be to apply for a lawsuit loan from a litigation funding company. Pre-settlement funding or litigation funding is an emergency lawsuit loan, fast cash, made available to qualified plaintiffs on approval of their application.
Qualifying plaintiffs find the process user-friendly and it accommodates their immediate need for financial support. A lawsuit loan also permits the victims and those that represent victims the time and space to heal and not have to deal with insurance companies that try to get them to settle for less than they may be awarded in court.