Do you need health insurance or do you not? The answer is yes, you definitely need health insurance.
Even though the issue of having health insurance is becoming a necessity in the face of changes due for 2014, many Americans are still not sure if affordable health insurance is really a necessity or just a luxury they can do without. They feel they are healthy and doing well, so why spend the money? You spend the money to cover for those “whoops” incidents in your life, such as a car accident, a major, unexpected illness, a fall, a sports injury, broken bones or an accident at work.
Sure, in this tough economy, people want to cut as many corners as they can in an effort to save money. Save it by cutting other corners, not by avoiding health insurance. It’s very simple to understand the cause and effect of having an accident, and not having insurance, resulting in thousands of dollars worth of medical bills. How would you pay for those medical expenses? Most families can’t pay for it, or it would take a long, long time to pay off in small amounts. With insurance, part of the cost is covered. Which makes more sense: insurance that helps defray the expenses or no insurance and you pay the whole bill?
It’s time to get online and search for health insurance quotes that your budget can withstand, and make no mistake about it, there “are” policies out there that are competitive, affordable and offer you what you need. You just need to take a bit of time to find multiple quotes, easy these days with insurance quoting engines, and compare various policies and providers. It is far better to be safe and have health insurance in your corner, there when you need it, as just one medical event in your uninsured life has the potential to ruin you financially. It can happen on the drop of a dime.
Instead of avoiding doctors and trying to stay as healthy as possible and toughing out various ailments on your own, don’t worry about medical costs when you get health insurance. There are just some times in your life when you will need to see a doctor. If you have an affordable health insurance policy, you don’t need to fret about how the bills are going to get paid.