There are a lot of terms used by health insurance agents that leave people shaking their heads in confusion. This is why you want to be asking questions as you are talking to a health insurance agent and making notes for later when you are off the phone. What you ultimately want from any agent you talk to is figures to do some cross comparisons.
The dollar coverage insurance agents mention when you’re talking about what plan will suit you, refers to the maximum that a person may spend a year for in network and out of network medical costs. Most health insurance agents refer to this dollar coverage as roughing out the costs for the deductible and the co-insurance limit.