Healthy living is nothing new. Insurance laws came into being in 1798.
The concept of living healthy is not a new one. It has been around for a long time, and was actually brought into reality by passing a mandatory insurance law in 1798. President Adams ensured the law was mandatory for private workers. Back then, the nation was not under siege by fast food manufacturers, living was slower, quieter, and healthier, and not as threatening, as the era we live in now. Now, we are surrounded by foods our bodies do not digest properly. Foods that make us sick, fat and tired and unable to combat the diseases induced by eating them day-in-and-day-out.
The health care system at one time worked well, provided good service and was not overly expensive. Now, finding affordable health insurance quotes is sometimes a challenge, but it can be done. The bottom line here is that the lifestyles our ancestors once had are so far removed from what we chow down on today, that it is no wonder we have a nation of sick people and an overburdened health care system, with ever rising costs.
In fact, health care expenses today are so astronomical that studies of the system, and how it impacts on those it serves, show that close to 62 percent were forced into medical bankruptcy in 2007 alone, with bills of over $1,000, and a whopping 92 percent had bills over $5,000. The numbers have slowly crept up over the years. Many wonder why the costs kept going up.
There are a number of reasons why medical care expenses rose and keep on rising. For one thing there is an increase in the number of people using the system. This is where the lifestyle factor comes into play. Many diseases are self-inflicted, such as smoking, obesity, and alcoholism. There are newer treatments and technologies in play now, and state-of-the-art diagnostics; the more tests done, the higher the bill. Medical care is also much more expensive as the population ages. Living longer means the senior population needs more medical care. The needs of the marketplace drive up the cost of health insurance premiums.
Despite increased costs, there are still many insurance companies that offer affordable health insurance quotes. You just need to spend time online searching for the right policy to suit your needs. Remember that even if your neighbor, aunt, uncle and cousin has an insurance policy, it does not necessarily mean what they have will work for you. Take the time to ask questions about the medical coverage you would get with each policy you consider. The more you know the more informed choices you make.
Clelland Green is with Benepath.com, a leader in providing health insurance quotes. Benepath provides individuals, families, and businesses with affordable health insurance quotes in just a few mouse clicks. To learn more, visit http://www.benepath.com.