More than 1.23 million people call Tampa and Hillsborough County, Florida home. From great job opportunities to shopping in South Tampa and St. Petersburg’s Central Avenue district and recreation at nearby beaches, residents and visitors do a lot of driving. The typical driver spends close to 30 minutes driving to work, and navigating I-275, I-75, and State Road 60 for work and pleasure.
With so much driving, individuals and families must protect themselves with adequate Florida auto insurance. The latest data shows that more than 18,100 accidents happened in the county. Whether you drive a car, truck, passenger van, or motorcycle, statistics show that careless driving causes the most accidents. Failing to yield the right of way, following too closely, disregarding traffic signals, and distracted driving cause the most accidents and injuries to drivers and passengers. Add in drivers under the influence of alcohol, and it’s a must that you get sufficient Florida car insurance to protect yourself and your assets.
Drivers must also be aware that an estimated 24 percent of drivers in Florida are uninsured. Even though this is against state law and a driver can have their license suspended with hefty fines, it is a reality of the economy and amount of people that travel our roadways. Getting uninsured/underinsured motorist coverage in your policy is highly recommended. This coverage protects a driver should an accident happen with a driver that does not have insurance or too little insurance to pay for injuries and damages that occur.
Florida is a no-fault state, which means that an insurance policy will cover injuries or damages no matter who was at fault. A minimum of $10,000 property damage liability coverage and $10,000 personal injury protection (PIP) is required. PIP also covers a driver if they are injured in another person’s vehicle. Collision coverage pays for damage in which the driver was at fault. Comprehensive coverage pays for damages due to weather events, theft, and vandalism, amongst other factors.
In Hillsborough County, more than 2,500 motor vehicle thefts occurred according to the most recent crime data. With a vehicle stolen close to every eight minutes statewide, and criminals sometimes after specialty parts, drivers must protect themselves from this devastating problem.
AGIC knows how stressful it can be to deal with a vehicle theft or accident. Their Florida auto insurance quotes provide drivers with the best value and a complete package of needed services. AGIC has payment plans that allow drivers to choose how much and when payments will be made. When you are in an accident, AGIC has an innovative deductible program where your deductible can be cut in half by using one of their accredited health care and diagnostic facilities in their Preferred Provider Network. Drivers will also get substantial savings through their Approved Repair Centers. To learn more, click on http://www.agicinsurance.com or call 1-877-854-0123.