There are a lot of benefits to being a senior citizen in Florida. Age-related eating and recreation discounts abound and save seniors lots of money. Even auto insurance can be cheaper for drivers between 55 and 70 years old. But what a lot of seniors don’t realize is that they need to review their Florida auto insurance policy to make sure they are adequately covered.
The Insurance Institute for Highway Safety says that senior drivers have as many fatal crashes as 16 to 19-year-olds. In these deadly crashes, seniors were hit two times more than the teenage group. For 22 percent of these accidents, older drivers were turning left and died. Decreasing field of vision and slower reflex times cause seniors to be more susceptible to accidents.
Studies have shown that seniors who take accident prevention courses and brain training for a total of 10 hours can drastically reduce their likelihood of getting in an accident. As the baby boomer population continues to age, older drivers will keep their licenses active and drive increasingly more. Seniors can get deeper Florida car insurance discounts and protect their livelihood from taking these car courses.
Older adults can benefit by talking to a qualified car insurance agent to make sure they have adequate bodily injury coverage and the best Florida car insurance quote. Senior drivers take much longer to recover from serious bodily injury at this age, so ample coverage to take care of medical bills and recuperation time is critical.
An estimated 57 million seniors will be driving by 2030. AARP has a “CarFit” program for seniors to take advantage of to help improve their safety, mobility, and comfort. The educational class covers topics such as proper mirror adjustment, foot positioning, and proximity to the steering wheel. Many of the seniors who attend classes “…made a change to improve the fit of their vehicle, their use of safety features in their vehicle and/or their willingness to discuss their driving with family and/or health care providers.”
AGIC Insurance, Inc. helps seniors learn more about protecting themselves and their assets from serious car accidents. AGIC representatives will take the time to explain liability, medical, uninsured motorist, and vehicle damage coverage to the client so there is a full understanding of their Florida car insurance quote. The company makes it easy to get an auto insurance quote over the phone or online. To learn more, click on http://www.agicinsurance.com or call 1-877-854-0123.
Melissa DeAngelo is with Florida auto insurance company and Florida car insurance company, AGIC. To get a quote or learn more visit www.agicinsurance.com.
