It can be difficult to make your paycheck stretch throughout the month, so when the car insurance payment hits, it can send your blood pressure rising. With a few simple tips, individuals and families can relieve their stress and find affordable Florida car insurance premiums.
Most insurance companies allow you to get multiple quotes from different insurance providers. This enables you to see the most attractive deductibles, limits and options for repairs and medical coverage. Reputable agents will help explain all the categories so you have peace of mind.
Some of the cost-cutting measures actually happen before you even start shopping around. Drivers with no accidents in the last three- to five-year span are eligible for lower rates. And, if your vehicle has some security features, such as an alarm, anti-lock brakes, airbags and seatbelts, a Florida auto insurance premium can go lower.
If you have the ability to do so, some insurance companies will give a discount for paying the car insurance policy in full every six
months to a year. Others charge less if the monthly premium is automatically withdrawn from your account.
It helps to share as much information about your vehicle and driving history as possible so that an experienced auto insurance agent can look for other discounts for you and your family. Ask about multiple car discounts, low mileage discounts and even age-related price breaks.
After you have found the perfect premium, there are some steps to keep the monthly amount low. Many people don’t think about this, but paying for small repairs on your own is better than filing an insurance claim. Examples such as getting your car dinged by backing up into a short pole, pulling into the garage a bit too fast, or the car door getting scratched are better paid out of pocket. When individuals file numerous claims in a short period of time, an insurance company may examine your policy and raise the rate or even refuse to renew coverage.
AGIC Insurance, Inc. provides affordable Florida auto insurance quotes to drivers throughout the state. They will aggressively go after the best quotes for their clients and has innovative payment options and deductible choices with their network of preferred providers. To learn more, click on http://www.agicinsurance.com or call 1-877-854-0123.
Vincent Payne is with Florida auto insurance company and Florida car insurance company, AGIC. To get a quote or learn more visit www.agicinsurance.com.