You’ve likely heard things like this before. Smoking isn’t good for your health, it is killing your brain, you are running the risk of having cancer, and it may hike the rate you pay for health insurance.
While most of those facts are true, there are some insurance companies that will offer you a better rate if your Body Mass Index (BMI) is lower than 28. This is calculated on height, weight ratio. So, if you smoke and you want insurance, talk to a licensed local health insurance broker who can explain your options to you.