When you join Medicare and also sign up for part D – the prescription drug supplement – you will see a list of drugs covered under the plan. This is what is referred to as the Formulary and it shows all of the drugs covered, brand-name drugs and the generic alternatives. Generally speaking, it has a wide variety of the most commonly prescribed drugs.
The problem with looking at all the drugs on tap and then also trying to find out what drug plan works the best for you, is that everyone might be on different medications. Being on different medications isn’t a problem per se, but some of them may not be on the Formulary. If the drugs you take aren’t listed, see if you can choose a similar drug or ask your doctor to change the prescription. The other thing you may be able to do is ask for an exception.