We tell people this all the time, “Read your health insurance policy and make sure you are getting what you think you are getting.” Unfortunately many people just take the policy home and put it “someplace safe” and forget about it until they need it.
Most often these same people won’t have any problems until one day when they hit the wall regarding something they thought they were covered for, and it turned out that they weren’t. That meant they were forking out bucks for medical care and not happy about it. This could have been avoided if they knew what their policy really covered.
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