Health Insurance for the Sick?

If you live a life of moderation, don’t over indulge in drugs or alcohol, aren’t morbidly obese, etc., chances are you’ll be rubber-stamped for a health insurance policy. However, remember one thing: you only get health insurance if the insurance company feels you may be a good risk, which means they won’t have to pay out too much money on you now or in the future. If the insurance company thinks you are a poor risk, what might happen is you will get insurance, but with higher premiums. In addition, you might get health insurance that doesn’t cover your “condition.”

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