Health Insurance Drug Policies

While physicians are mostly too busy to keep on their toes about the various new drugs and their costs, they are finally getting to the point where they make a concession to prescribing a generic drug if they know the patient is in financial straights. It doesn’t hurt for the patient to speak up and tell the doctor they can’t afford a particular drug either.

It’s better to make the move to using generic drugs as soon as possible, as many government agencies, insurance companies and health administrators are slapping limits on dollar amounts for prescribed drugs. They should be doing that in order to be financially prudent, as the health care deficit in the U.S. is staggering.

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