The preferred rate for health insurance “might” be for you, but you’d better check before you jump to conclusions based on what you’ve read on a website. Not everybody is qualified for the preferred rate, largely due to pre-existing health conditions. The rate you see quoted on most health care sites is the one offered to people in prime health with no pre-existing conditions. So, make sure you ask some pointed questions of your local health insurance agent.
The rate you do get is dependent on your health. So if you take drugs for something, and most of us do, then just say so. This doesn’t mean you can’t get insurance. It only means you will be a different category, with a different rate. So ask what the differences in the rates are when you call your local insurance agent.