This is an interesting question and it all depends on your point-of-view as to whether or not you are getting good value for your money. Look at it this way: picture an expensive restaurant with an a la carte menu. Most of them don’t tell you how much the dish you ordered is going to cost you when all is said and done. However, no matter what you do order and consume, you have to pay for it. Well it’s the same thing with co-pays.
If you’re hooked on co-pay because you think you are getting value for your dollar, you might want to take another look at that assumption. The co-pay really only covers the doctor’s office visit. If you go anywhere else for tests, you pay the extra money. Sad but true, many people have no idea how much the real cost of service is when they visit the doctor.