You might not know this, so here is the scoop. Co-pay coverage only pays for the visit to the doctor – period. It does NOT pay for lab tests and other things ordered. Those are separate and add up quickly, so be prepared.
This is one of those situations where you really need to know what your co-pay plan actually offers, and not find out later. It’s interesting that many people feel they pay less at the doctor’s office when they have co-pay coverage. That’s not the truth.